Calculate your monthly repayments
Use the Net Credit Financial Service Loan Calculator to determine the right loan amount for your needs. Instantly view your potential repayments and complete our quick application form to receive a personalised pre-approval offer within minutes!
After receiving your pre-approval, submit your detailed income and expense information so we can assess your loan affordability. Once this assessment is complete, we will provide you with your final Net Credit Financial Service loan approval.
Once your loan is approved, select your loan amount, provide your banking details, and upload the required documents to complete your application. Our simple and fast process ensures you have access to your loan within 48 hours.
Limakatso Mahlonoko's story of furthering her career in Human Resources with the help of Net Credit Financial Service's flexible loan solutions.
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Sipho transformed his weekend side hustle into a thriving convenience store with the boost of a Net Credit Financial Service startup loan.
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Noluthando used Net Credit Financial Service's student-friendly repayment options to complete her final year of engineering studies.
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The Mokoena family finally renovated their dream kitchen after years of saving, thanks to Net Credit Financial Service’s quick approval process.
Read moreChoose the perfect loan solution for your needs
Check if you qualify for our loans
Usually under 24 hours. Our automated system processes most applications instantly, and our team reviews them quickly for final approval.
Absolutely. We use bank-grade security with SSL encryption and advanced security protocols to protect your personal and financial data.
No. Everything is disclosed upfront. We believe in transparency and will show you all fees and charges before you accept the loan.