Empowering Financial Freedom in South Africa

Net Credit Financial Service is a trusted provider of personal and business loan solutions for South Africans. We are committed to simplifying credit access and supporting economic growth.

Our Mission

To provide quick, easy, and secure loans to individuals and small businesses through innovative technology, empowering financial growth and stability across South Africa.

Our Vision

To become South Africa's most reliable and accessible micro-lending platform, transforming lives through financial inclusion and opportunity.

Our Promise

We promise transparency, speed, and integrity in every transaction, ensuring our customers receive the best possible service and support.

Our Core Values

The principles that guide everything we do

Trust

We put our customers first and build lasting relationships based on trust and reliability.

Speed

Time is money—we move fast to get you the funds you need when you need them.

Integrity

Transparent and honest services with no hidden fees or surprises.

Inclusion

Making financial services accessible to everyone, regardless of background.

Innovation

Continuously improving our technology and services to serve you better.

Excellence

Striving for excellence in every aspect of our service delivery.

Meet Our Team

The dedicated professionals behind Net Credit Financial Service

Pieter van der Merwe
Pieter van der Merwe
Chief Executive Officer
With over 15 years in financial services, Pieter leads our mission to democratize access to credit in South Africa.
Nomsa Mthembu
Nomsa Mthembu
Chief Technology Officer
A fintech innovator with expertise in building secure, scalable lending platforms that serve millions.
Johan Botha
Johan Botha
Head of Risk Management
Ensures responsible lending practices while maintaining fast approval times for our customers.

Our Impact

50,000+
Happy Customers
R2.5B+
Loans Disbursed
98%
Customer Satisfaction
24hrs
Average Approval Time